Featured Home #30

Our first home to be featured is a true Colorado Landmark. The Yellow Barn has been designated a Historical Landmark, and was originally the Allen Farm in the 1880’s. Autumn Hill Farm is the premier equestrian facility in 3 counties, including Boulder County. Nestled neatly against the Foothills just five miles north of Boulder, Autumn Hill Farm features a large indoor arena, facilities and training for more than 40 boarders, and currently specializes in Dressage. It is also grandfathered for 48 shows a year.

Located at 9417 Foothills Parkway, this beautiful property has 2 homes and and additional building site suitable for a home up to 9,300 square feet. Breathtaking views, 3 ponds and easy access to riding trails are all part of the 97 acre property.

For more information regarding this beautiful property, please contact Mara Yehl at 303-579-6879 or mara@coloradolandmark.com


30 Amazing Houses in 30 Days

Counting down to the holiday season can be so much fun, so we decided that we are going to help you count down by giving you 30 days of beautiful Boulder area houses! Starting Sunday, we will feature a new home for sale in the Boulder area. We are very fortunate to represent so many beautiful homes for sale in Boulder, we can’t wait to share them with you!

Happy Holidays!

Planning Your Move–Part 3

 

Preparing for your move can be full of surprises, some great and some not-so great. In order to help keep you ahead of the curve, we’ve prepared a series of checklists for you. With Step 1 and Step 2 down, you are now ready to tackle Step 3!

Four to six weeks before moving:

Schedule the disconnection of all your utilities. Leave the utilities on at your old home until the day after your scheduled move.

Arrange for connection of your utilities at your new home to start the day before you arrive.
Be sure to allow for a final trash pick-up after your moving truck has left.

 

Ask for referrals from your primary care physician and dentist. Remember to collect your medical records as well.

If you are packing yourself, being the process of packing up non-essential items. Be sure to leave out any paperwork (such as pay stubs and bank statements) that might be required by your loan officer.

Label all packed boxes and collect them in a spare room or the garage. Taking the time to clearly and specifically label boxes will save you time once you arrive in your new home.

After you finish step 3, you are ready for your last month in your old home. Next week we will cover your checklist for 3 weeks out, and before you know it you will be all ready to settle in your new home!

Planning Your Move–Part 2

Moving can be a very daunting task, so we’ve created a checklist for you to make it a little easier! Once you’ve tackled Step 1, move on to Step 2!

  • Get estimates from moving companies for packing and transportation (either your listing agent, or the buyer’s agent at your new location should be able to make recommendations.)
  • Get cost quotes from at least 2 truck rental companies.
  • Estimate the number of boxes and other moving supplies you will need (if not provided by your mover.)
  • Confirm type of payment (cash, personal check or credit card) with your mover.
  • Decide if you will rent or buy your new home.
  • Schedule a home-buying trip or make arrangement to secure an apartment while you house hunt.
  • Decide if you will need temporary housing and if so, start looking at your options. Your Realtor at your destination should be able to assist you with this step.
  • Explore your new community online, and get relocation information from a local Realtor at your destination.
  • Update appraisals on any valuable items that will be moved and need additional insurance.

That concludes this section of your checklist! Check back next week, where we cover what you should be doing 4-6 weeks before your big move!

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Planning Your Move – Part 1

Are you ready to move?

 

When it comes to moving, there are so many things that have to get done it can seem like an endless list.

It’s best if you can break tasks down d on your timeline, then tackle smaller lists instead of one big one.

How do you know what to do when? Well, that’s easy! We’ve made the lists for you–all you have to do is mind your timeline and tackle the tasks one by one!

 

 

 

Part 1 – What to do as soon as you know you are moving.

  • Discard linens, clothing, and other household items that are too worn to move as well as any unused items not appropriate for donation.
  • Schedule a garage sale or charity donation for usable items that you don’t want to move.
  • Make hotel reservations for the move – for your trip if traveling by car, and at your destination until your temporary or permanent lodging is available.
  • Have your automobile serviced with the new climate in mind. Check the tires, oil, filters and other fluids.
  • Use up supplies in your pantry and freezer.
  • Decide if you are driving or shipping your vehicle(s).
  • Use up gasoline, solvents, cleaning fluids, propane, aerosols, and nail polish. None of these items can be safely transported. Find the safe disposal location in your area.
  • Use a floor plan of your new home to place your furniture, determine what items you may go to your new location.
  • Decide if surplus items will be stored at either end of your move, and arrange for a storage facility.
  • Update your homeowner’s or renter’s insurance, and remember to include items that will be stored.
  • Decide if you need a safety deposit box and a Post Office box at your destination, and make arrangements.
  • Decide how your pets will be transported to your destination.
  • Update your address book of friends and relatives.
  • Study your company’s relocation policy and/or employment agreement to see what expenses are covered and which vendors are approved.
  • Take pictures of your possessions for a home inventory.

Come back next week for your next checklist!

Property Taxes Explained for Buyers and Sellers

What you need to know about how property taxes are handled when you are buying or selling real estate:

In Colorado, the property taxes are paid in arrears, which means that the 2011 property taxes are due in 2012.  Taxes can be paid in either 2 half-payments, due around February 28th and June 15th, or in full on April 30th.  (Confirm the exact dates, which change slightly from year to year.)

If you have a mortgage, the mortgage company will most likely collect a small amount as part of your mortgage payment each month and place it into an escrow account, and then they will pay the taxes when they are due from that account.  (They typically do the same for homeowners insurance.)

Buyers

When you are purchasing a house, you will receive a credit from the seller for any taxes that are not yet due, and then you will be responsible for paying them the next year when they are due.   For example, if you close on your new house on June 30th, 2012, you will receive a credit on the settlement statements at the closing for the pro-rated taxes from January 1, 2012 – June 30, 2012.  Then, in 2013, when those 2012 taxes are due, you will be responsible for paying the entire 2012 property tax bill.

Sellers

When you are selling a home, you will give the credit to the buyer at closing.  This is considered a final settlement, so regardless of whether the taxes increase or decrease, neither party will be able to come back and claim that they are owed money.

Need more information?

For more information, click here for the Boulder County Treasurer’ Office, or feel free to contact us.

Buy a Home in 2012

Have you decided that this is the year to buy a home?  With affordability at record highs and interest rates at record lows, this is indeed a great time for many people to become homeowners.

Here are some things you need to start doing NOW so that when you find the home you are searching for, you are ready.

1.  Find a Qualified Buyer’s Representative. It is imperative that from the beginning of the process, you have an advocate who will represent your interests, and ensure that you find the right home and pay the best price possible.  Look for an experienced agent who knows and understands the local real estate market and can navigate you through each step of your transaction.

2.  Check Your Credit. If you are going to need a mortgage to buy a home, having a good credit score is imperative.  Higher credit scores mean lower interest rates and lower mortgage payments.  At www.annualcreditreport.com you can pull a copy of your report from each of the 3 credit reporting agencies for free once a year.  Look over each report in detail and make sure the information is all correct.  It takes some time to get incorrect information fixed, so it’s best to start as early as possible.

3.  Talk to a Lender. Even if you aren’t ready to sign mortgage papers, it is always a good idea to get in touch with a lender early.  They can also help with pulling your credit report, and can give you advice about anything you can do to improve your credit score.  They can also give you an idea of what you can afford and what your monthly payments will be, so you are sure to be looking only at homes in your price range.  You will need to submit a pre-qualification letter with any offer you make, so get this part done ahead of time.    Contact us if you would like a recommendation for a good lender in the Boulder area.

4.  Make a List. This is the time to sit down and make two lists.  First, make a list of the criteria that you NEED.  Things like a certain number of bedrooms, bathrooms, and garage spaces.  Maybe you work from home and need space for a home office.  Or perhaps you must have a fenced yard for pets.  These are the items that are non-negotiable.  Second, make a list of the things you WANT in a home.  If you love to cook you may want an updated kitchen or a gas range.  Maybe you love a certain style of home, or specific furnishings like hardwood floors or a gas fireplace.  It is important right away to understand your needs vs. your wants.  Ideally you may be able to find all of both, but typically some sacrifices will need to be made.  This list will help you stay focused on the qualities that are the most important.

5.  Research, Research, Research.  Now is the time to start learning about the area that you are interested in.  Websites like www.education.com and www.greatschools.org can help with school information and ratings.  Do you like to play outdoors?  Find out what parks and trails are in the community.  Love to dine out?  Find out about the nearby restaurants.  Research commute times to work and school.  The more you know and understand about the community before you start looking at houses, the better equipped you will be to make a decision when the time comes.  If you are looking for a home in the Boulder or Broomfield area, our community pages are a great place to start.

You have done the work, now it’s time to start looking at houses.  Schedule a time to sit down with your agent and share your wants and needs with them. Make sure they are in contact with your lender and know how much you can spend. Find a time to start touring houses, and be sure to keep communicating with your agent while you are looking so they understand what you like and don’t like about the homes you see.

The home purchase process can be intimidating, especially if you haven’t done it before (or in 10 years).  By taking these steps, when you find the house of your dreams, you will be ready and able to make it yours.

 

 

Colorado Landmark, Realtors

(303) 443-3377

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Why would I want to be a homeowner?

There has been a lot of tough news coming out this week about the real estate market and overall economy in general. Everywhere you look you see dismal statistics and talk about things like depreciation, record housing inventory levels, foreclosures, shadow inventory, and many experts questioning if buying a house is still a good investment.

Unfortunately, the recent real estate boom (and resulting bust) has skewed our perception about what owning a home really means. Sure – we would all love it if we could continue to experience huge appreciation and growing equity just by paying our mortgage each month. But what about the less tangible benefits of homeownership?

An August 2010 report by the National Association of Realtors discussed the Social Benefits of Housing. Some of the findings include statistics that show that family units in houses with homeowners (versus houses with renters) experience:

– A higher rate of teens staying in school
– A lower rate of teen pregnancy
– Higher educational achievement (and higher earnings as a result)
– Higher civic participation in the local community

Of course there is an even more personal side to our homes. In our homes we build our lives with our partners, raise our children, play with our pets. We celebrate holidays, birthdays, anniversaries, and all those major life milestones. We cook, garden, entertain, decorate, and relax. Our homes are our sanctuary – the place we can go to feel safety, security, and unconditional love. We make memories in those little moments of our everyday lives: in the meals and laundry and homework.

So maybe you aren’t going to experience double-digit appreciation on your home in the future. Maybe you won’t be able to refinance and take out a new loan that is 105% of the value to buy a shiny new car or take a a European vacation. But that doesn’t mean that we should all give up on homeownership. Let’s not forget all the other benefits that we experience as homeowners every single day.

Jennifer Fly

Colorado Landmark, Realtors
303-443-3377
jenniferfly@coloradolandmark.com
Twitter: @jenflycolorado