Introducing Landmark Advantage – Home Preparation, Staging and Renovation Services

Colorado Landmark has partnered with Zoom Casa to bring even more value to our clients through the Landmark Advantage Program.

According to the National Association of Realtors® 2019 Profile of Home Staging, eighty-three percent of buyers’ agents say that staging makes it easier for buyers to visualize a property as their future home. Forty-four percent of buyers’ agents report that staging a home increased the financial offer on a home. Twenty-five percent say staging a home increases its dollar value by one to five percent and twelve percent said that it increases the dollar value six to ten percent.

HOW IT WORKS

Selling a home is a deeply personal experience.  Our exclusive Landmark Advantage program will help you prepare your home for sale, by offering home preparation, staging and renovation services to increase the value of your home and help it sell faster and for top dollar.

A professional designer will meet with you in-person or though a virtual consultation, and give recommendations based on your budget and your home’s specific needs.  This can vary from simple de-cluttering and staging, to cosmetic renovations like painting, flooring, resurfaced kitchens, renewed bathrooms, house-wide deep cleaning, and landscaping.

Then, a project manager will handle the details of the entire process.  You don’t have to pursue contractors, track down invoices, manage work schedules, and oversee projects. Landmark Advantage manages the entire process and protects your interests, requiring vendors and staging professionals on the platform to maintain all necessary licenses and appropriate insurance coverage.

Landmark Advantage requires no upfront payment – no cash out of pocket. Payment is made at closing after your home sells (subject to certain terms and conditions).

Check out these before and after photos:

BEFORE

AFTER

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For more information about this exciting new Landmark Advantage program and to find out how we can help you, please reach out to us at https://www.coloradolandmark.com/content/Landmark-Advantage/Home-Preparation-and-Staging

 

 

Drive-thru closings – the new normal?

As we have mentioned, we are working hard to accept this “new normal” we are living in, and continuously needing to adapt to the changing times.  What we know to be true: even in times of crisis, people need to buy or sell their homes.  Today’s post is by our wonderful agent Phil Booth, who completed his first “drive through” closing today in the parking lot of a Land Title office.

Here is his story:

“New terrain”… we are hearing this a lot lately.

Indeed, it was new terrain today for this REALTOR today at Land Title in Longmont, where I was involved in my first ‘Curb-side’ closing with my first time home buyers.

The sellers had closed separately, so it was just my buyers parked in one spot and me alongside, in my own vehicle, but with one parking space between us (social distancing!).

The closer came out with paperwork galore (yes, a loan was involved).

She had done a beautiful job of writing explanations and marking each signature space with lovely sticky, color coded arrows to make things as easy as possible for my buyers.

She left us to it for awhile, and I was able to ‘cheer-lead’ and give explanations from the ‘safety’ of my car.

When it was time to sign the documents requiring a notary, we called the closer up, and she trotted out and provided explanations and witnessed the signing.

Things went really smoothly… the only downsides, it was pretty chilly with the window down, there were not the usual lovely drinks and snacks available, and the bathroom facilities are not very handy!

Phil Booth

303-817-8307

phil@coloradolandmark.com

WE ARE HERE FOR YOU!

WE ARE HERE FOR YOU!

We have been navigating the twists and turns over the last couple weeks, and want you to know that we are here for you!

We understand that even in times of uncertainty, people need to buy or sell their homes, so we are working diligently to ensure that our clients are able to do so – through new marketing technology, virtual tours and virtual open houses, buyer and seller video consultations, and electronic document sharing and signing.

If you have questions (or suggestions) about how we can help you during this time, please reach out to us.

 

Family Arts & Craft Ideas to Keep Little Hands Busy

It feels like it’s back to the good old days and it’s time to make some memories! 

 

     

  


  1.     
  2.            
  3.   hilarious.https://youtu.be/AlCjsYBa-_U
  4.  DIY Jellyfish- Paper plates and yarn transform into these denizens of the deep. If you use glow-in-the-dark acrylic paint, you can even see their “bioluminescence” in action when you turn out the lights.   Get the tutorial at Craftiments »
  5. DIY Tattoo-Patterned Planter – If you have a printer, you can get some   printable temporary tattoo paper and use it to dress up old planters, mugs, pencil cups, and the like. (And if you don’t have a printer, you can just use a lot of little, store-bought temp tattoos.) Tweens will have a great time finding patterns that match their bedrooms or school supplies.   Get the tutorial at A Kailo Chic Life »
  6. DIY Paper Bead Necklaces – Strips of   scrapbooking paper look super cute when rolled into beads, but you can also have your kids experiment with wrapping paper, magazine clippings, or newsprint for a craft you can do without going to the store.   Get the tutorial at Sowdering About in Seattle »
  7. DIY Mini Lid Banjos – These may not sound like the real thing, but they look adorable — and you can dress them up basically any way you want. They’re the perfect doll-sized instrument for a pretend band.   Get the tutorial at The Craft Train »
  8. DIY Flight School – These paper planes are perfect for kids — just fold and let your imagination fly. Increase the challenge by making some cardboard targets for the planes to fly through. Get the tutorial »
  9. DIY “Space” Crayons – There’s just something about sparkly crayons in   celestial shapes that makes coloring time extra exciting. Plus, you make them with the ends of old crayons that kids never want to color with, anyway! Get the tutorial at Minieco »
  10. DIY Race Track – Take your   washi tape stash to the floor to create a colorful, customizable race track for tiny cars — and a place to park them when playtime is over. Get the tutorial at Juliette’s Garden »

Have fun everybody! 

 

 

What does the “Stay at Home” order mean for Boulder-area real estate?

On the evening of March 23, 2020, the City of Boulder issued emergency “Stay at Home” orders for individuals in the city.

It requires all individuals to stay at their place of residence, and that they are only allowed to leave their residences for specific approved “Essential Activities” (Things like grocery shopping, obtaining medical care or medicine, outdoor activities while practicing social distancing), “Essential Governmental Functions and Infrastructure”, and “Essential Businesses”.

(This is a VERY short summary, here is the link to the full order:
https://bouldercolorado.gov/city-emergency-orders-related-to-covid-19)

UPDATED 3/25/2020:  Boulder County has followed suit and has also issued a “Stay at Home Order” – the link to that order is here:  https://www.bouldercounty.org/families/disease/covid-19/stay-at-home-order/

Real Estate is listed as an “Essential Business” in Section 6.f.24: “Professional services such as legal, insurance, accounting, real estate and tax preparation services, including ancillary and supporting services.”

Colorado Landmark, Realtors has been diligently working to ensure the safety of our agents, clients and the community by establishing stringent practices for showing homes, and working with our lenders, title partners, inspectors and appraisers to ensure that all health and safety precautions are taken during this challenging time.

We also understand that even in times of uncertainty and crisis, people need to buy or sell their homes, so we are working to ensure that our clients are able to do so – through new marketing technology, virtual tours and virtual open houses, video buyer/seller consultations, and electronic document sharing and signing.

If you have questions about your specific situation, please reach out to your Colorado Landmark agent, or visit us at www.coloradolandmark.com.

Easy Home Updates You Can Do Now


Being stuck at home can be overwhelming at times but look on the bright (or maybe dusty!) side – now maybe you have time to get a jump start on spring cleaning.  Here are some easy, affordable updates to keep you and your family busy and help your home look its best.

 

Whether you are thinking about selling, or simply want to clean up and simplify your life, the #1 to-do on many people’s list is de-cluttering. This can be time consuming if you have many different items to sort through, so it’s the perfect opportunity to tackle the more daunting tasks. Here are some great tips from tidying expert Marie Kondo, to help keep you motivated and spark some joy in cleaning!

https://www.insider.com/tidying-up-with-marie-kondo-organizing-tips-2019-1#stay-committed-to-the-process-and-know-that-theres-an-end-1

Is there a room in your house that could use a fresh coat of paint to liven it up? It’s amazing what changing the color of a space can do for the feel of it! Even adding an accent or two is an inexpensive way to change a room and make it more open and spacious. Bringing more energy into an area makes everyone happier and helps with the flow of the environment. Here are some fun painting ideas to get you started: 

https://www.familyhandyman.com/painting/13-great-paint-ideas-for-your-living-room/

Now that we are starting to see some warmer weather and sunny days, it’s time to start thinking about your garden and cleaning up the landscaping for the summer! Trimming up dead bushes and shrubs helps make sure the new growth can reach the sun and get big and strong. There are tons of things you can do to get your equipment ready as well as your yard, for the long summer ahead. Here are ten early spring yard maintenance tips from the Farmers Almanac to keep you on track:

https://www.almanac.com/content/10-tips-maintaining-beautiful-yard


Cleaning and disinfecting is at the top of everyone’s list right now, with trying to keep the spread of germs down and help everyone stay healthy. A clean home is where it starts so here are 20 Genius Cleaning Hacks for a Tidy Home in No Time!

https://www.bhg.com/homekeeping/house-cleaning/tips/cleaning-hacks/

Want some more great ideas on how to stay busy making home improvements while your spending more time there? Here’s a great list of ideas from Better Homes & Gardens if you need some more inspiration!

https://www.bhg.com/home-improvement/remodeling/budget-remodels/weekend-home-projects/?slide=slide_21b112de-9100-4fb6-9843-dec4bcfeb40b#slide_21b112de-9100-4fb6-9843-dec4bcfeb40b

Hungry? Support Small Local Businesses in This Time of Need!

I don’t know about you, but working from home sure gives me a healthy appetite! Stay safe where you are and get your most favorite cravings delivered (or take out) all while helping support our local community of peers whose lives have been so greatly affected by this unprecedented event. Here is a list of tons of local restaurants, pubs and cafes from Boulder to Louisville and Niwot, who are still open and offering delicious options, discounts and gift cards! 

Here is a fantastic list for Boulder from Celia Galvin at Mountains and Mimosas:

 

Ali Baba Grill – pickup and delivery via GrubHub
Arcana – curbside pickup & delivery (offering “pay what you can” meals)

bartaco – pickup and delivery 11-9pm

Blackbelly – pickup and delivery (pickup only for breakfast menu)

Black Cat – pickup and delivery (can order wine with pickup orders)

Bramble & Hare – pickup and delivery

Cafe Blue – carryout and FREE delivery in a 3 mile radius M-F 11-8pm

Centro Mexican Kitchen – pickup or delivery

Chez Thuy – pickup only 3PM – 8PM

Corrida – pickup call 303-444-1333 to order 11-8pm

Cured – curbside pickup and delivery (including beer, wine, & liquor) 11-5pm

Dagabi Cucina – pickup and delivery – check their Instagram for specials

Daikon – curbside pickup or delivery

Dry Storage – curbside pickup and delivery

Eureka! – pickup and delivery via Uber Eats

Hungry Toad – pickup daily 12 – 7pm – call 303-442-5012 to order

Flower Child – pickup and delivery through DoorDash

Foolish Craig’s – pickup or delivery through HungryBuffs.com 9 – 2pm

Fresh Thymes – curbside pickup and delivery through GrubHub

Fringe – curbside pickup

Gabee Coffee – available for pick up

Gaku Ramen – pickup and delivery via Uber Eats and HungryBuffs

Hapa – pickup and delivery via HungryBuffs

Japango – curbside pickup & delivery coming soon!

Jungle – pick-up cocktail mixes (Mai Tai, Painkiller, Zombie, Pina Colada)

Le French Cafe – pickup (call 303-284-2265) or delivery via Uber Eats

Lindsay’s Boulder Deli at Häagen- Dazs – curbside pickup and free delivery 11 – 7

May Wah – pickup and delivery

McDevitt Taco Supply – carryout & curbside pickup, discounted meal kits to benefit temporarily laid off employees

Mojo Taqueria – pickup or delivery via DoorDash

Mountain Sun – pickup and delivery

Murphy’s Bar & Grill (North & South) – curbside pickup

Nick-N-Willy’s Take-N-Bake Pizza – pickup or delivery via HungryBuffs.com

Organic Sandwich Company – pickup and delivery 9-4PM daily

Pasta Jays – pickup and delivery via DoorDash 11-9PM

Post Brewing Company – pickup or delivery via DoorDash

River and Woods – curbside pickup or delivery

Roadhouse Boulder Depot – pickup and delivery via Uber Eats & GrubHub

Salt the Bistro – 20% off orders this week – pickup and delivery via DoorDash.

Santo – curbside pickup

Shamane’s Bakery & Cafe – pickup and delivery

Snarf’s – doorstep pick-up and free delivery through their app

Southern Sun – pickup (food and growlers of beer) 12-8pm

Steakhouse No 316 – curbside pickup, closed Sundays and Mondays

T|aco – burrito and bowl menu for takeout 11-8pm

Tiffin India Cafe – order online for pick up

Under the Sun – curbside pickup and delivery 12-8pm

Verde – pickup and delivery via ChowNow and HungryBuffs

West End Tavern – pickup or delivery via DoorDash

West Flanders – pickup and delivery through GrubHub or HungryBuffs, FREE crowler with pickup >$25

Wonder Press – pickup or delivery through their website or via GrubHub 9-3PM

Whole Sol – carry-out and delivery via GrubHub

WoodGrain Bagel & Deli – pickup, free delivery (through their website), and 20% off gift cards

Zolo Grill – curbside pickup and delivery via DoorDash


Here are some great offerings from Louisville, Lafayette, and Erie:

Moxie Bread – Offering most of their menu curb-side, including lasagna dinners for 3-4 people including salad and garlic bread from their online menu.

12Degree Brewing – full menu & beer available for pickup 12 – 8.

The Waterloo – take out & serving beverages at the bar while you wait.

The Post Brewing Company – Offering curbside pickup and delivery of their online menu – including beer and cocktails!

InJoy – (Erie) curbside pickup & delivery orders from 11 – 7.

Lulu’s BBQ – take out & delivery within 5 miles!

The Huckleberry – curbside to-go menu available 11:30 – 6:30 (Tues – Sun).

Zucca – curbside to-go menu available 11:30 – 6:30 (Tues – Sun) & delivery from DoorDash

Bob’s Diner – take out & curbside pick up.

740 Front – Curbside menu available Tuesday – Saturday.


Niwot has some great selections too:

The Niwot Market – is open and cranking away to stay stocked with fresh food and household needs! 

Sachi Sushi – located inside The Niwot Market & offering take out.

Lefty’s Gourmet Pizza – delivery & take out, 12% off when you say “Niwot Strong!” closed on Sunday.

Ajuua Mexican Restaurant –  take out available & delivery over $40 open till 8pm.

Fan’s Chinese Cuisine – take out available.

The Niwot Tavern – take out available – we recommend the fish & chips!


We will be updating this list as we hear about other establishments that are hopping on board. Please let us know if we missed any favorites of your’s that you know are still open and working hard!

If we all stick together as a community and support each other we can weather the storm and beat this thing! Stay healthy, busy and positive friends!

 

 

How about some good news???

There is no question that we are living in a time of uncertainty.  We can’t control some of the unprecedented unknowns and subsequent consequences on markets and people, but here is what we can do.  We can look at facts and we can focus on what we do know.

Here’s what we know.  Boulder always responds to adversity the right way.  The Boulder area is one of the happiest, healthiest, most amazing places to live. Boulder real estate has a proven track record of being an incredible investment.  In fact, through the darkest days of the 2008 recession, the Boulder housing market was stable before making an incredible recovery.  Together, we will do this again.

Sure, nervous sellers may pull their listings off the market temporarily. Some buyers may not be ready to commit to a new home this week. These are temporary issues, and with mortgage rates at all-time lows and low inventory in our market, we believe these setbacks will be just that:  temporary.   Our Colorado Landmark agents have closed several homes this week alone.  The beauty of real estate:  everyone needs a place to live.  And people want to live in the Boulder area.

Nationally, experts are telling us this is NOT a housing crisis like we experienced in 2008.  There are, in fact, marked differences. Americans are not over-leveraged in their homes and many have even gained incredible equity. Additionally, the lending systems are strong. So strong, in fact, the Goldman Sachs GDP forecast is predicting gains heading into the second half of 2020 and beginning of 2021.  Remember, an economic recession does NOT equal a housing crisis.

Colorado Landmark’s Commitment

Since 1977, Colorado Landmark, Realtors has committed to and delivered excellence, trust and leadership in service of our beloved Boulder community.  Over the past 43 years, we have been through everything together, and today our community, our industry and our society face a new challenge in the COVID-19 pandemic.  We are committed to protecting the safety of our people, serving our community and emerging as leaders as never before.

Of course, this may mean some changes in the way we work. The way we share and communicate and the ways in which we continue to deliver our incredible value to our marketplace.

In turn, we are raising the bar in regard to cleanliness, staff scheduling and workplace flexibility. We are adapting, using technology such as Zoom Meetings, video showings, Matterport virtual tours, virtual open house, and other ways to communicate and support our clients with their real estate and at-home needs.

Out of adversity always comes prosperity for those who honor their values and build on opportunities. Therefore, our team is working on several new initiatives for our clients.

  • Landmark Advantage Program: A program designed to assist sellers with preparing their homes for sale, with no cost to them until closing.
  • Transitional HELOC program: A program designed to help clients who would prefer to buy their next house before they sell their current one.
  • At-home Suite: A suite of services like digital appraisals, virtual buyer and seller consultations, home improvement ideas and more.

Colorado Landmark, Realtors is here for you in this time of uncertainty, and most importantly want you to know that we are excited for what the future will hold after this reset. We believe the new future will place an increased importance on authenticity, transparency and local expertise, and Colorado Landmark is poised and ready to lead our market and our community.

Please reach out to us anytime and let us know how we can help YOU.  Stay safe and healthy, and take care yourselves and each other.

(303) 443-3377

www.coloradolandmark.com

 

 

13 Amazing Online Mind & Body Resources to Stay Healthy at Home

With everything that’s going on, finding things to do at home can be challenging especially when it comes to our mental health. We wanted to take the time to bring to light some of the amazing companies that have online offerings for free or are donation based. How wonderful it is to have such resources at our fingertips. We thank the people behind these projects from the bottom of our hearts and hope you enjoy!

Movement:

  1. Corepower Yoga, while a nationally known brand, has been a vital part of the Boulder yoga community. They have free classes online for everyone to enjoy, no membership required. Access to these videos can be found at https://www.corepoweryogaondemand.com/keep-up-your-practice
  2. The Bloom Method has 5 Express workouts that will be available for free for the next several weeks. These workouts are geared towards pre/postnatal fitness and were an incredibly beneficial part of my own prenatal and postpartum journey. Access to those workouts can be found here.
  3. Alchemy of Movement is a Boulder studio known for creative expression through dance fitness. They are offering all of their usual classes in an online format including Zumba, WERQ, Nia and more at their usual scheduled times they had in the studio. All classes are donation based! You’ll need a to set up a free Band Account and watch for the event schedules and links posted here.
  4. Rocky Mountain Kung Fu has opened up a virtual ninja academy, so your children can also keep their bodies moving! For a minimal fee they will have access to several online courses through the academy. Sign up here.

Create & Inspire:

  1. Tinker Art Studio has started a youtube channel geared towards helpings kid create while at home. They are a local Boulder art studio known for bringing creative outlets to children, teens & adults in the community. You can find access to materials needed and create along videos here.
  2. The Bright Life Coach (Samantha Lawrence) is a yoga instructor, certified coach and holistic health advocate. She is offering online yoga classes, coaching groups, meditations and a Spring Equinox Ceremony Circle that will take on a LIVE format. These classes will be donation based/sliding scale with the intention to begin a fund for other healers & artists in our community. Sign up for the Spring Equinox Circle and future events here.

Learn:

  1. Denise of Lingua Garden is offering free Spanish lessons for kids to follow along at home. If you’re looking for a bilingual household, these lesson are for you! Ms. Denise keeps it fun and entertaining. View upcoming classes and video on her youtube channel here.
  2. Scholastic Learn at Home offers day to day exercises and lessons based on your child’s grade. Access the daily lessons here.

Other Noteworthy Places to Learn, Grow & Appreciate the World:

  1. Explore and Learn about Animals at the San Diego Zoo
  2. Virtual Tours at the Louvre
  3. Storytime with Josh Gad (Voice of Olaf!)
  4. Stream the Met Opera
  5. 30 National Park Virtual Tours

This post is courtesy of the wonderful Jordan Saul, of the Saul Team.

 

 

 

Saul Team Homes

1002 Griffith Street

Louisville, CO 80027

Jordan:  (720) 220-1083

www.saulteamhomes.com

You can find them on Facebook at: https://www.facebook.com/SaulTeamHomes/

Or on Instagram at:  https://www.instagram.com/saulteamhomes/

 

 

Understanding the Fed Funds Rate and Mortgage Rates

Today’s post is brought to you by one of our wonderful lenders – Aaron Staufer at Elevations Credit Union.

This year the Fed has cut rates not once but twice. The Fed Funds rate now sits in a range of 0 – .25%. So, what is the Feds Fund rate? What products does it impact? And how can you take advantage of it?

The Fed Funds rate is the rate that banks and credit unions lend one another money at. When the Fed cuts those rates you’ll see a fairly immediate impact on a number of portfolio loans such as Savings Deposits, Credit Cards, Car Loans, Personal Loans and 2nd Mortgages (like Home Equity Lines of Credit). Left off that list are 1st Mortgages. These are longer term loans that are based on the Mortgage Backed Securities Market.

Now buried in the Fed action from Sunday (3/15/2020) was the fact that the Fed is bringing back Quantitative Easing. Quantitative Easing is when the Fed buys various products as a way to buoy the markets. The Fed announced they will be buying $500 billion in Treasuries and $200 billion in Mortgage Backed Securities. When the Fed does this, it adds a huge player to the market and by buying up these investments it limits the supply which can increase the value. The Fed was doing a lot of this during the recession of 2008 which led to among other things mortgage rates being extremely low.

So why aren’t mortgage rates lower than they are? It’s a valid question as right now mortgage rates are arbitrarily high. Some of it has to do with a lender’s capacity. When rates dropped, they dropped abruptly and temporarily. The week of March 2nd was the single best week for interest rates in recent history. It was however followed by the single worst week for interest rates that we’ve ever seen. Rates don’t usually swing that much (literally changing .5% to .75% for certain products). Part of it is a capacity issue as some lenders simply ended up with more loans then they could process. The other part of it is lender’s being unsure of the markets. It’ll probably take market improvement for a sustained period of time before lender’s start to see the effect on their rate sheet and before it gets filtered down to you.

If you’re in the market for a mortgage be in contact with your lender and get your ducks in a row but also know that patience is key. If you’re in the market for any other loan products, then today is your lucky day as those rates have improved dramatically.

Aaron Staufer | Mortgage Loan Officer

NMLS: 501268/LMB: 717246

Elevations Credit Union

D: 720.652.7108 | O: 303.443.4672 x 2287 | C: 303.550.8848| F: 720.565.4679

Email: Aaron.Staufer@ElevationsCU.com