Service Line Coverage from State Farm

 

 

 

 

Do you know that municipalities and utility companies are typically not responsible for the water, sewer, electric, gas and other service lines on your premises? Any repairs are most likely at your expense.

State Farm® Service Line Coverage may be added to your Homeowners Policy for a low annual cost with a $500 deductible and a $10,000 limit per occurrence to provide coverage for loss or damage to service lines. In some states, coverage includes a limitation of $2,500 on service lines 50 years old or older at the time of loss. Ask your agent about what’s covered in your state.

 

What does this coverage include?

This is not warranty coverage. Under the Service Line Coverage, a covered service line refers to “exterior underground piping and wiring,” including permanent connections, valves or attached devices providing the following services to your home:

1. Communications
2. Compressed air
3. Drainage
4. Electrical power
5. Heating, including geothermal, natural gas, propane and steam
6. Waste disposal
7. Water

A service line failure is defined as a leak, break, tear, rupture, collapse, or electrical arcing of a covered service line not otherwise excluded. A service line failure may be caused by, but is not limited to, the following:

  • Wear and tear, marring, deterioration or hidden decay
  • Rust or other corrosion
  • Mechanical breakdown, latent defect inherent vice
  • Weight of vehicles, equipment, animals or people
  • Vermin, insects, rodents or other animals
  • Artificially generated electrical current
  • Freezing or frost heave
  • External force from a shovel, backhoe or other forms of excavation
  • Tree or other root invasions

Blockage or low pressure of a covered service line when there is no physical damage is not a covered service line failure.

 

Here’s a coverage example:

Say, for instance, your sewer line cracks as a result of tree root invasion and the covered repair costs total $10,000. With Service Line Coverage, your responsibility for the loss is your $500 deductible. Payment for the loss would be the remaining $9,500. Payment for the loss would be $2,500 if your state has a sublimit and the damaged sewer line was 50 years old or older.

 

Covered service lines also include:

• Excavation costs – We may pay the necessary and reasonable excavation costs that are required to repair or replace your covered service line.
• Expediting costs – We may pay reasonable extra costs to make temporary repairs and expedite permanent repairs or permanent replacement.
• Loss of use – We may cover additional living expenses and fair rental value due to a covered loss.
• Outdoor property – We may pay for your outdoor property, such as trees, shrubs, plants, lawns, walkways or driveways that are damaged as a result of a service line failure or are damaged during the excavation of the covered service line.

 

Choosing the right supplemental coverage is important. Your State Farm agent is here to help guide your decision.

 

Call us 24 hours a day!

Jeannie Hulse Ins Fncl Svc Inc
Jeannie Hulse, Agent

303-828-4002

525 Briggs Street, PO Box 1005
Erie, CO 80516-1005

 

State’s Shop-Local Campaign Being Extended as Pandemic Relief Project

By BizWest Staff

The Colorado Office of Economic Development and International Trade is retrofitting its #ShopLocal-Colorado holiday campaign into an ongoing campaign to spotlight and support the state’s small businesses.

The original campaign was established to encourage holiday shopping at local small businesses, especially in light of the effects of COVID-19. Local communities retain 70% of revenue when shopping occurs locally, compared with 40% when shopping non-locally, the state Office of Economic Development and International Trade said in a press release.

The on-going #ShopLocalColorado campaign will equip small-business owners and economic-development leaders with social-media content and tools to encourage the shop local messaging across the state. Each month, the campaign will refresh content and work in collaboration with holidays and national opportunities to spotlight small businesses. February’s campaign will focus on small, black-owned businesses in observation of Black History Month.

“The pandemic’s economic interruption has really highlighted the importance of supporting and shopping our local small businesses,” OEDIT executive director Betsy Markey said in a written statement. “As a former small business owner, I know how important local participation is to business success and sustainability.”

The ongoing campaign serves as a toolkit resource on  oedit.colorado.gov. The toolkit will offer social media copy, graphics and links to information for audiences across the state.

With more than 611,000 small businesses representing more than 99% of Colorado businesses, small business is a driving force in the state’s economy. Encouraging Coloradans to shop their local small businesses is a way to invest money back into local economies and in the communities throughout Colorado.

Access the toolkit at  oedit.colorado.gov/shop-local-colorado-toolkit.

© 2021 BizWest Media LLC

 

Super Bowl Sunday, To-Go!

It’s already February and Super Bowl Sunday is about to touch down! This weekend, support some of your local favorites, save yourself some trouble and checkout these great options for family fiesta packs, meal kits and more.


Oak at Fourteenth is offering Super Bowl Take & Bake options,  presenting OAK style game day dishes complete with instructions for heating and serving. And don’t miss their North Shore Roast Beef Sandwich Special, sure to score big with the family! All orders set to pickup between noon and 3pm on Sunday, Feb. 7th.

 

Get more details on Oak’s Super Bowl Take & Bake here!

 


More Great Local Options Below!

Love Niwot Walk – All February Long!

❤️ Niwot is Spreading the Love ❤️

 

Pick up your Love Niwot Pass and SWAG bag from the DRF Real Estate Office (136 2nd Ave Suite E Niwot, CO 80503) and then get walking! Limited passes available so be sure you don’t miss them!

 

The businesses on your Niwot Pass have some great giveaways – you won’t want to miss these FREE goodies.

 

You’ve probably heard talk about the flower wall built by the lovely  Belle Terre Floral – after you pick up your pass be sure you grab your #flowerwallphoto  outside of the DRF Office 🌸

 

BONUS: If you do some shopping while you’re in town save those receipts and turn in your pass + receipts to be entered into the prize drawing!

 

Apres Ski Event in Niwot this Saturday!

We are fortunate to have spectacular weather forecasted for this Saturday afternoon – it’s expected to be 50 degrees and sunny, and Downtown Niwot’s Après Ski pop-up celebration is the perfect way to play & soak up some rays. Stop by & say hi to Colorado Landmark, Realtors agents of the Deborah Read Fowler Team!

 

Here’s what’s happening:

 

Music : There will be music playing in four spots around town.

  1. Niwot Wheelworks
  2. The Emporium
  3. The patio outside Pinocchio’s
  4. Niwot Tavern Tent

 

We have some fabulous musicians: 

Billy Bower, Tony Crank, Liv Herring, Emma Kieran, Tim Stiles and Marcello Capparelli

 

Food & Drink: 

Gluwhein & mulled wine will be served at Niwot Wheelworks & The Old Oak

Hot Chocolate will be served from Rosie the VW Camper on 2nd Avenue

Apple Strudel – Niwot Market

Chowder and Chile – Niwot Tavern

Food Truck – Gourmet Ghost on Left Hand Corner – serving gourmet baked potatoes and takeout fondue!

COVID REGULATIONS WILL BE ENFORCED and everyone must wear masks and socially distanced.

 

Time for some safe and healthy winter fun!

 

 

DRF Team Becomes 1st in Boulder County to Receive B-Corp Certification!

Check out this exciting news from The DRF Team!


Woohoo, my team and I are pumped to kick off 2021 with some exciting news… We are now a certified B-Corporation! This certification verifies that our business is being used as a force for good.

The certification is (very) tough to get! We are the only realtor in Boulder Country to have been awarded this, and as far as we can tell, just the 2nd realtor in the whole of Colorado.

It means the world to us because we believe just making a profit doesn’t cut it anymore. It is time for businesses to show leadership, and to prove they care about people and our planet while they do business. We strive to “B the Change” we want to see in our world. While we have always felt this way, our B-Corp certification gives you the confidence that we meet the highest standards of social and environmental impact.

Here are some of the high standards we have met to become a B-Corp:

Our Governance: We meet high standards of ethics, transparency, and have even amended our founding documents to reflect our commitment to caring for people and our planet, in addition to making a profit.

Our Clients: We have worked hard to make sure our clients are delighted with every aspect of our service

Our Community: We actively support our community. Our suppliers are 100% local and we give preference to minorities. We joyously pledge at least 1% of our profits back into our community.


Our Workers: We strive to look after workers like family, compensate them well, and work towards diversity, equity, and inclusion.


Our Planet: We are now a carbon-neutral company that has done real work to reduce, reuse, and recycle. We actively seek to minimize our footprint wherever possible.

See more details here: https://bcorporation.net/


Getting B-Corp certified feels great! We challenge other Niwot businesses to consider becoming B-Corps too, feel free to ask us more about this. B the Change!

B Corp U.S. & Canada


#drfteam #drfrealestate #debfowlerrealtor #deborahreadfowler 
#coloradolandmark

#realesatateinniwot #niwothomes #bcorp #bcorpcertified #bcorpcertification

#bthechange #certifiedbcorporation #ecobusiness #forceofgood

#ethicalbusiness #ethicalpractices #certifiedbcorp 

— at Deborah Read Fowler Real Estate
.

Giving Back for the Holidays

Happy Holidays to our Colorado Landmark friends and clients! It seems surreal that we have been wishing the Boulder community all the best during this special time of year since 1977, and we are grateful and proud to arrive here again extending our warmest prayers and blessings to our loved ones and our community.

 

As a Real Estate firm, our business and passion are housing. We know that not all of our neighbors in the community are fortunate enough to have a roof over their head or a warm meal at times, and, this year especially, we want to do our part in supporting Boulder County residents access to these basic needs.

 

Housing and food insecurity remain, tragically, one of our world’s greatest pandemics. At Colorado Landmark, we are contributing to combatting this together, starting right here at home in Boulder. Boulder County has a reputation for being a wonderful, kind, and peaceful place to live, and we are committed, this holiday season and beyond, to ensure those less fortunate feel the same warmth.

 

In the spirit of the holidays this year, we are supporting to two local organizations: we are sponsoring Christmas night at the Boulder Shelter for the Homeless and are making a donation to Mother House,  a female and mother exclusive homeless facility.

 

 

Happy Holidays and Cheers to the New Year from Colorado Landmark, Realtors!

Favorite Boulder Holiday Traditions

Article from BoulderColoradoUSA.com

Boulder was named in this list of the  20 Best Places to Spend Christmas in the USAAs your local leaders here at Colorado Landmark, we know just why! 

 

Downtown Boulder  twinkles with lights, the  Flatirons  often have a powered-sugar-cookie dusting of snow, and a lighted star glows above Boulder from  Flagstaff Mountain  every evening. There’s no question that the holiday season is special in Boulder, no matter how you celebrate. Here are a few favorite local traditions.

 

❄️Flagstaff Star

Veteran’s Day Through Second Sunday in January

Boulder’s holiday star has shone from atop  Flagstaff Mountain  every year for over seven decades. Its 365 bulbs are energy-saving LED lights that can be seen from anywhere in Boulder. Over the years, pranksters have changed the shape of the star to form letters representing rival teams or towns, or to make political statements, but the star has been lit every year since 1947. The  Boulder Chamber  is the proud steward of the star, and each year they sell holiday cards featuring a rendition of the star, painted by a local artist.

Photo: University of Colorado Boulder

 

❄️Snow Much Fun Light Displays

Nov. 22, 2020Jan. 10, 2021

During  Snow Much Fun hundreds of thousands of colorful LED lights illuminate Boulder’s Civic Area, next to the  Boulder Dushanbe Teahouse  and the  Boulder Museum of Contemporary Art and throughout downtown Boulder, including all along historic  Pearl Street . This year will feature fun, themed light displays (like a candy cane forest and gumdrop lane) and a map to guide you through downtown and Central Park. Grab a hot cup of cocoa and enjoy a wonder-filled stroll outside.  Check here for updates.

Photo courtesy of Downtown Boulder

 

❄️Holiday Hike

Ask any local, and chances are good that their Thanksgiving, Christmas Day and New Year’s Days start with a refreshing  winter hike Try it and see what it’s like! There’s no better feeling than enjoying the crisp air on the trails in the morning and later sitting down to dinner knowing you’ve earned a feast. Each year, there’s a guided hike, led by a  City of Boulder naturalist on Christmas Day.  Many of Colorado’s State Parks host free, guided  First Day Hikes  on Jan. 1, too.

 

❄️Hotel Boulderado Christmas Tree

Stop in for a gander at this massive tree that towers two stories under the  Hotel Boulderado’s  famous stained-glass mezzanine.

Photo: Historic Boulderado Blog, Circa 1930

 

Check out more ideas for this holiday season in the full article, here.

 

Please Confirm Events and Happenings

Please check official event websites or call to verify schedules before making plans to attend an event. Conditions can change due to COVID-19 safety measures. Listings on this site may not reflect the most recent updates.

Support Local Businesses this Holiday Season!

From BoulderDowntown.com

Join us for  Small Business Saturday® (Weekend) on

November 27  – 29, 2020

In 2010, American Express founded Small Business Saturday to help businesses with their most pressing need — getting more customers. The event encourages people to shop at small businesses on the weekend after Thanksgiving. The idea has grown into a powerful movement, and more people are taking part than ever before.

Small businesses are like snowflakes, each one is unique, and the downtown Boulder shopping district is made up of more than 70% locally owned/operated shops! One small purchase can make a big difference. Small Business Saturday is a day dedicated to supporting small businesses on the busiest shopping weekend of the year.

Check out a list of participating businesses here &

shop ’til you drop!

Order Thanksgiving Dinner From These Boulder Restaurants

from Travel Boulder

 

Local food and dining is a major part of the Boulder community, and this year, more than ever, it’s important that we support our culinary neighbors! An opportunity to do just that is on the horizon this week as we approach the Thanksgiving holiday.

 

With 2020 having caused many of us to become reacquainted with our kitchens on a daily basis, cooking up a full Thanksgiving splendor can seem like a looming task. As COVID-19 cases rise, county and state officials are begging Coloradans to avoid private gatherings among two or more households. It is advised that traditional Turkey Day feasts with multiple generations and larger groups hold off until next year, and that gatherings be hosted virtually, meaning many at-home cooks will bear the full responsibility of creating a usually collaborative meal, or perhaps not attempt this massive undertaking at all.

 

Fear not: You can still get your Thanksgiving flavor fix in Boulder, support local restaurants, and stay COVID-safe by ordering a professionally prepared, cook-at-home feast. Check out a great list of local restaurants offering Thanksgiving takeout here! All that will be left for you do do will be to power up the Zoom to talk to Grandma (there are no time limits on Zoom calls this year for the holiday!), set the table, and wear your mask to pick up your Thanksgiving dinner (and likely lunch the next day, and the next, and the next).

 

Stay safe & healthy!